300万查看。********************************************************************我那婴儿潮一代的爸爸上周问我，为什么我43岁了还在租房。

我告诉他，我们这区域的入门级房子要41万美元。

他说“所以存钱啊。”

我说，首付就得8.2万美元。

他说“那也没那么糟，分期攒呗。”

我说，扣掉房租、保险和托儿费后，我每个月最多能存400美元。

他当场算了出来。算到十七年。安静了。

然后他说了一句我没料到的话。

“我在我们第一个房子上付了3200美元首付。我在工厂上班，八个月就攒够了。”

然后他就那么坐了一会儿。

“我一直以为你们年轻人是在夸大其词。”

就这样。就整个对话。

他不是故意伤人。他是真的完全不知道。没人给他看过这些数字。

他们大多数人不是在捍卫这个体系。只是从来没真正看过它。

My boomer dad asked me last week why I'm still renting at 43.

I told him a starter home in our area is $410,000.

He said "so save up."

I said the down payment alone is $82,000.

He said "that's not so bad, break it into pieces."

I said after rent, insurance, and daycare I put away maybe $400 a month.

He did the math out loud. Got to seventeen years. Went quiet.

Then he said something I didn't expect.

"I put down $3,200 on our first place. I had it saved in eight months working at the plant."

Then he just sat there for a second.

"I always thought you kids were exaggerating."

That's it. That's the whole conversation.

He wasn't being cruel. He genuinely had no idea. Nobody ever showed him the number.

Most of them aren't defending the system. They just never looked at it.