在因性交易指控被捕前的几个月里，杰弗里·爱泼斯坦曾表示他决定最终安定下来。
一份他生前签署的财务文件显示，这位长期单身汉在狱中自杀前两天，曾亲笔写下一张手写便条。这份文件包含在司法部周五公布的爱泼斯坦档案中。便条显示，爱泼斯坦送给当时的未婚妻卡琳娜·舒利亚克一枚32.73克拉的钻戒，“以示求婚”。
爱泼斯坦还计划在他去世后，将1亿美元以及他的房产留给未婚妻，其中包括他在曼哈顿的豪宅、巴黎的公寓、新墨西哥州的牧场以及美属维尔京群岛的两座私人岛屿。
详情记载于一份名为《1953 年信托》的文件中，这位人脉广泛的金融家兼性犯罪者在文件中列出了他去世后谁将继承他的资产——当时价值 6.3 亿美元。
2019年8月8日，杰弗里·爱泼斯坦因联邦性交易指控被关押在曼哈顿监狱期间签署了这份文件，并于同年8月下旬最终定稿。虽然这份文件的存在在其公开的遗嘱以及美属维尔京群岛的遗产诉讼中均有提及，但其内容在他去世后的几年里一直保密。
这份名为“1953信托”的文件取代了另一份名为“杰弗里·E·爱泼斯坦2019信托”的财务规划文件，后者日期为同年1月。这两份文件的删节版均包含在根据《爱泼斯坦档案透明法案》公开的一批爱泼斯坦档案中。
这两份信托文件共同揭示了这位声名狼藉的金融家的亲密圈子，包括舒利亚克，以及他与前女友伊娃·安德森·杜宾及其长女的关系。
文件内容并未显示名单上的任何人员存在不当行为，其中许多人此前已被确认为爱泼斯坦的合伙人，并公开谴责过他的行为。
1953信托尚未生效。该信托被设计为“剩余资产信托”，旨在爱泼斯坦的遗产处理完毕后分配其资产。
根据最新公开的季度财务报表，截至2025年9月，爱泼斯坦的遗产剩余约1.27亿美元。自爱泼斯坦去世以来，其遗产一直深陷诉讼和债权人纠纷之中。作为赔偿计划的一部分，遗产已向100多名受害者支付了1.25亿美元，此外还支付了数亿美元用于税款、受害者赔偿和其他费用。
舒利亚克是一名牙医，她是1953信托的最大受益人。她是已知在曼哈顿惩教中心外最后一位与爱泼斯坦交谈过的人。据美国监狱管理局的记录显示，在他去世前一晚，他曾与她进行了20分钟的未录音电话通话。舒利亚克没有回应《商业内幕》的置评请求。
在2019年1月设立的信托基金中，最大的受益人是塞琳娜·杜宾，她是安德森·杜宾和对冲基金亿万富翁格伦·杜宾的长女。
安德森·杜宾曾是瑞典小姐，后来成为一名医生，在嫁给格伦之前曾与爱泼斯坦交往。这对夫妇育有三个成年子女，他们从小就和他们称之为“杰夫叔叔”的男人一起长大。该家族的一位代表此前曾表示，他们对爱泼斯坦的行为感到“震惊”，如果他们事先知道这些，会“立即断绝关系”。
该信托基金原本会将爱泼斯坦的两处主要房产——位于新墨西哥州的佐罗牧场和他在美国维尔京群岛的庄园——赠予塞琳娜。她还将获得扣除各项支出后的信托基金余额。
据《商业内幕》报道，2014年，爱泼斯坦曾将塞莉娜·杜宾指定为他名下某项信托的受益人，但于2015年将其移除。当时，一位杜宾家族代表告诉《商业内幕》，家族成员此前并不知晓该信托的存在。该信托与2019年1月设立的信托并非同一信托。
杜宾家族的一位代表表示，塞莉娅·杜宾以及安德森·杜宾均已放弃从爱泼斯坦处继承任何遗产。
发言人称：“杜宾博士从未从任何爱泼斯坦信托中获得任何个人利益，也毫不知情自己被列为受益人。2020年4月，当她发现自己被列为或有受益人时，杜宾博士立即签署了一份放弃和免责声明，并将其提交给了爱泼斯坦先生遗产受托人。”
在取代2019年1月信托的1953年信托文件中，塞琳娜·杜宾的名字并未出现，且该文件内容被大量涂黑。安德森·杜宾被列为候补受托人，以防其他可能的受托人辞职。
文件显示，在爱泼斯坦2019年8月去世前，他大幅增加了许多遗赠金额。
2019年1月信托包含32项遗赠，总额近2.25亿美元。而后来的1953年信托文件列出了43项遗赠，总额超过3.3亿美元，其中包括舒利亚克的1亿美元。
舒利亚克是1953年信托的最大受益人：她本可立即获得5000万美元，并通过年金获得5000万美元，外加爱泼斯坦的财产。
在文件上的一份手写便条中，爱泼斯坦表示，除了订婚戒指外，他还送给舒利亚克48颗散钻，如果婚姻未能成功且爱泼斯坦去世，这些钻石将归舒利亚克所有。
1953信托基金的第二大受益人是爱泼斯坦的长期私人律师达伦·英迪克，他将获得5000万美元，以及他的长期私人会计师理查德·卡恩，他将获得2500万美元。除了担任共同遗嘱执行人外，英迪克和卡恩也是爱泼斯坦指定的受托人。
爱泼斯坦在文件中表示，他计划为舒利亚克设立一个单独的信托基金用于支付运营费用，并为一位姓名被隐去的人设立另一个信托基金。这两个信托基金也将由英迪克和卡恩管理。
代表遗产执行人的律师丹尼尔·韦纳表示，印迪克和卡恩“从未将个人利益置于其作为共同执行人的职责之上”。
韦纳在给《商业内幕》的一封电子邮件中写道：“除非所有债权人和对遗产的索赔都得到全额清偿，包括那些曾遭受爱泼斯坦虐待的女性提出的赔偿要求，否则印迪克和卡恩以及其他40多位受益人均不会从该遗产中获得任何款项。”
舒利亚克、印迪克和卡恩是爱泼斯坦遗产剩余款项的第一顺位继承人，其次是七位姓名被隐去的人，他们每人将获得300万至1000万美元不等的款项。
两份文件中许多未被隐去姓名的人都是爱泼斯坦的雇员，包括他的管家和私人飞机飞行员。其他人则是曾与爱泼斯坦有过接触并接受过他研究资助的学者。
英国社交名媛吉斯莱恩·麦克斯韦——她因贩卖少女给爱泼斯坦进行性交易而被判有罪，目前正在服20年监禁——将根据最终信托获得1000万美元。她的名字并未出现在之前的信托名单中。
1953信托基金表示，美属维尔京群岛前第一夫人、爱泼斯坦的雇员塞西尔·德容将获得100万美元。
爱泼斯坦的弟弟马克·爱泼斯坦将获得1000万美元，这笔钱将存入一个信托基金，用于他的子女。
马克·爱泼斯坦告诉《商业内幕》，“我还是第一次听说这件事。”
德容和麦克斯韦的代表均未回应《商业内幕》的置评请求。
作为对麦克斯韦调查的一部分，曼哈顿的美国检察官办公室已向1953信托基金和杰弗里·E·爱泼斯坦信托基金发出传票。这些文件之所以公之于众，是因为司法部网站公布的300多万页文件中包含了这些文件的副本。
1953年的信托协议中有一项条款规定，在爱泼斯坦去世至少两年后才能发放任何资金，如果员工被印迪克或卡恩解雇，则不得领取任何款项。
印迪克和卡恩的律师在给检察官的电子邮件中表示，他们不会试图恐吓任何爱泼斯坦的员工，阻止他们配合刑事调查。
律师表示：“1953 年信托基金过去没有、将来也不会被共同执行人用来暗示任何现任或前任雇员，如果选择与执法部门会面或提供信息以配合任何正在进行的调查，将会受到任何形式的报复。”
In the months before his arrest on sex-trafficking charges, Jeffrey Epstein indicated he had decided to finally settle down.
A handwritten note on a financial document, which the longtime bachelor signed two days before his suicide in jail — which was included in the Justice Department’s Epstein files made public Friday — says that Epstein had given then-girlfriend Karyna Shuliak a 32.73-carat diamond ring “in contemplation of marriage.”
Upon his death, Epstein also planned to give his fiancée $100 million and his homes, including his Manhattan mansion, Paris apartment, New Mexico ranch, and two private islands in the US Virgin Islands.
The details are described in a document known as The 1953 Trust, in which the well-connected financier and convicted sex offender laid out who would receive his assets — at the time valued at $630 million — following his death.
He signed the document on August 8, 2019, while he was jailed in Manhattan on federal sex trafficking charges, and it was finalized later in August. While its existence was referenced in his publicly available will and in litigation over his estate in the US Virgin Islands, the contents had remained secret in the years following his death.
The 1953 Trust superseded another financial planning document, called the Jeffrey E. Epstein 2019 Trust, which was dated to January of that year. Redacted versions of both documents were published in part of a trove of Epstein files made public through the Epstein Files Transparency Act.
Taken together, the two trusts’ documents offer insight into the disgraced financier’s close circle, including Shuliak, as well as his relationship with ex-girlfriend Eva Andersson Dubin and her eldest daughter.
Nothing in the documents suggests wrongdoing by any of the listed names, many of whom have been previously identified as Epstein associates and have publicly condemned his behavior.
The 1953 Trust has not gone into effect. It was designed as a “pour-over trust,” which would disburse Epstein’s assets after his estate’s matters had been settled.
Epstein’s estate had about $127 million in assets remaining as of September 2025, according to the most recent publicly available quarterly accounting. Since Epstein’s death, the estate has been mired in litigation and dealings with creditors. It has paid out $125 million to over 100 victims as part of a compensation program and hundreds of millions of dollars more for taxes, victim settlements, and other expenses.
Shuliak, a dentist, is the largest beneficiary of The 1953 Trust. She is the last person outside of the Manhattan Correctional Center known to have spoken to Epstein. He spent 20 minutes in an unrecorded phone call with her the evening before his death, according to Bureau of Prisons records. Shuliak didn’t respond to Business Insider’s requests for comment.
In the January 2019 trust, the largest beneficiary stood to be Celina Dubin, the eldest daughter of Andersson Dubin and hedge fund billionaire Glenn Dubin.
Andersson Dubin, a Miss Sweden winner turned physician, dated Epstein before she married Glenn. The couple has three adult children who grew up around a man they called “Uncle Jeff.” A representative for the family has previously said they were “horrified” by Epstein’s conduct and “would have cut ties instantly” if they were aware of it.
That trust would have given two of Epstein’s flagship properties — New Mexico’s Zorro Ranch and his estate in the US Virgin Islands — to Celina. She would have also received the trust’s balance after disbursements.
Business Insider also reported that in 2014, Epstein named Celina Dubin as the beneficiary of one of his trusts, and she was removed in 2015. A family representative told Business Insider at the time that the family was unaware of the trust’s existence. It was not the same vehicle as the January 2019 trust.
A representative for the Dubin family said Celia Dubin, as well as Andersson Dubin, renounced any potential inheritance from Epstein.
“Dr. Dubin never received any personal benefit from, and was unaware that she was named in, any Epstein trust,” the spokesperson said. “In April 2020 when she found out that she was listed as a contingent beneficiary, Dr. Dubin immediately signed a Renunciation and Disclaimer Form and submitted it to the trustees of Mr. Epstein’s estate.”
Celina Dubin’s name isn’t visible in The 1953 Trust, which replaced the January 2019 trust and is heavily redacted. Andersson Dubin is listed as a backup trustee if other possible trustees resign.
The documents show that before Epstein’s August 2019 death, he significantly increased many of his bequests.
The January 2019 trust included 32 bequests totaling nearly $225 million. The later 1953 Trust document lists 43 bequests totaling more than $330 million, including Shuliak’s $100 million.
Shuliak is by far the biggest beneficiary in The 1953 Trust: She would have received $50 million immediately and $50 million through an annuity, plus Epstein’s properties.
In a handwritten note on the document, Epstein said he gave Shuliak 48 loose diamonds, in addition to the engagement ring, which were hers to keep if the marriage was not consummated and Epstein died.
The next-largest beneficiaries in The 1953 Trust are Darren Indyke, Epstein’s longtime personal lawyer, who was set to receive $50 million, and Richard Kahn, his longtime personal accountant, who is set to receive $25 million. In addition to being co-executors, Indyke and Kahn were Epstein’s top picks to serve as the trustees.
Epstein said in the document that he planned to create a separate trust for Shuliak for operating expenses, as well as another trust for a person whose name is redacted. Both trusts would also be managed by Indyke and Kahn.
Indyke and Kahn “have never acted to put their own interests above their duties as co-executors,” said Daniel Weiner, an attorney representing the estate executors.
“Neither they nor any of the other more than 40 beneficiaries will receive any money from that Estate unless and until all creditors and claims on the Estate have first been satisfied in full, including claims for compensation made by women who suffered abuse at Mr. Epstein’s hands,” Weiner told Business Insider in an email.
Shuliak, Indyke, and Kahn are each first in line to receive the leftover funds from Epstein’s estate, followed by seven people whose names are redacted, who would each receive between $3 million and $10 million.
Many of the non-redacted names in both documents are Epstein’s employees, including his housekeepers and private jet pilots. Others are academics who spent time with Epstein and who previously received research funding from him.
British socialite Ghislaine Maxwell — who was found guilty of trafficking girls to Epstein for sex and is serving a 20-year prison sentence — was to receive $10 million under the final trust. Her name wasn’t included in the earlier trust.
The 1953 Trust said Cecile de Jongh, the former first lady of the US Virgin Islands and an Epstein employee, would get $1 million.
Epstein’s brother, Mark Epstein, would receive $10 million to be held in a trust for his children.
“This is the first I’m hearing of it,” Mark Epstein told Business Insider.
Representatives for de Jongh and Maxwell didn’t respond to Business Insider’s requests for comment.
Both The 1953 Trust and Jeffrey E. Epstein Trust were subpoenaed by The US Attorney’s office in Manhattan as part of its investigation into Maxwell. They became public when copies of them were included in a batch of over 3 million pages published on the Justice Department’s website.
The 1953 Trust included a provision that no funds would be disbursed until at least two years after Epstein’s death, and employees would be barred from receiving money if Indyke or Kahn fired them.
In an email to prosecutors, an attorney for Indyke and Kahn said they wouldn’t try to scare any Epstein employees from cooperating with the criminal investigation.
“The 1953 Trust has not been and will not be used by the Co-Executors to suggest that any current or former employee who chooses to meet or provide information to law enforcement as part of any ongoing investigation will be retaliated against in any way,” the attorney said.
